Finding a home loan when you’re self-employed

There are many perks to working for yourself, but when it comes to applying for a home loan, it seems…

Uncharted waters: what happens if rates go sub-zero?

Since the start of the financial year, the RBA has cut rates to an unprecedented 0.50%. What happens if rates…

As low as it could go: is now the moment to fix your mortgage rate?

The RBA has stood by its promise to keep the current rate of 0.25%, which still represents a historic low.…

Tips For Paying Off Your Home Loan Faster

If reducing your mortgage debt is a key financial goal, here we provide some tips to kick-start your plan. Make…

Full stop: taking a ‘mortgage holiday’ when rates are low

The RBA made an out-of-cycle decision to drop the cash rate to 0.25% during an emergency March 19 meeting, and…

Is now the time to refinance?

When discussing the Reserve Bank of Australia’s February decision to hold rates, Governor Philip Lowe was unambiguous in his take.…

Concerned about servicing your loans?

Whether experiencing financial hardship through job loss, a reduction in work hours, or business disruption, an increasing number of Australians…

Credit report changes: don’t be caught out

Your credit score is a number calculated by a credit-reporting agency, which compares you to other borrowers and categorises your…

Smart tips for paying off your home loan sooner

Australian home loan interest rates remain at historic lows, and the opportunities for paying off a mortgage early are better…

Now you own your data: the new world of ‘open banking’ explained

Switching banks has long been something that Australians put in the ‘too hard basket.’ More than 40 per cent of Australians are…

Mortgages and break-ups: Some practical tips when separating

When there’s a separation or divorce, debts you’ve accrued during the relationship unfortunately don’t go away. The longer a couple…

Want to help your kids buy property? Here’s how.

1.Parent-to-child loan A parent-to-child loan is when a parent lends their child money. This is a formal, legally binding arrangement,…

Family planning: Applying for a home loan with a baby on the way

When a lender assesses your home loan application, they look at your income, assets, debts and expenses before deciding whether…

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